Commercial Real Estate Loans
We offer a variety of commercial real estate loans to help individual and groups of borrowers obtain commercial properties.
Free Consultation – No Obligation
Commercial Real Estate Loans
Purchasing commercial real estate, whether as an owner-occupied or investment property, can be a major undertaking for any business. Whether you want to buy, renovate or refinance commercial property, CSB Capital Funding has the right financing solution. We offer a selection of commercial real estate financing options to help you secure the right deal for your commercial property. Below are the various types of Commercial Real Estate loans we provide:
-
Bridge Loans
-
CMBS Loans
-
Construction Loans
-
CPACE Financing
-
Fix and Flip Loans
-
HUD and FHA Loans
-
Long Term Rental Loans
-
SBA 504 Loans
-
USDA Loans
Bridge Loans
Our bridge loans are convenient sources of short-term financing. They come with variable rates and interest-only amortization with loan amounts up to $100,000,000
CMBS Loans
The CMBS loan market is “open for business” as lenders are actively seeking Multifamily, Manufactured Housing Community, Self-Storage, Industrial, Retail and Office loans. Hotels loans are available for properties that are seeing a strong rebound in performance post-COVID
Construction Loans
We offer loans for “Ground Up” construction projects including costs related to lot acquisition and vertical construction on new or previously acquired lots. We can even offer a 15% reduction on your material costs for the project!
CPACE Financing
Have you ever heard of Commercial property-assessed clean energy, otherwise known as CPACE? It’s a financing structure in which building owners borrow money for energy efficiency, renewable energy, or other projects and make repayments via an assessment on their property tax bill.
Fix and Flip Loans
Our fix and flip loans give you the money you need for everything from acquisitions, to renovating single and multifamily rental properties. Our terms, rates, and fast closing offer a beneficial alternative to traditional lending channels.
HUD and FHA Loans
Our HUD and FHA loans can be used to finance conventional and multifamily affordable housing.
Long Term Rental Loans
Are you a builder or investor looing to purchase, build or refinance a non-owner occupied property to hold as a rental property? Our long term rental financing options are a good choice.
SBA 504 Loans for Commercial Real Estate
These loans work quite well for hotels (both flagged and non-flagged). Our borrowers also frequently apply for these loans when they need financial support for owner-occupied properties.
USDA Loans
Similar to SBA Loans, USDA Loans provide government backed capital to:
- Business & Industry (Small to Mid-Sized Businesses)
- Community Facilities (Colleges, Schools, Hospitals, Parks, Daycare, Assisted Living, etc.)
- Clean Energy Projects (Solar/Wind/Energy Developers, Anaerobic Designers)
The BIG difference is the community where the capital is allocated must be in a designated rural area.
But guess what … 97% of the United States is considered rural!
Bridge Loans
Bridge Loans
Our bridge loans are convenient sources of short-term financing. They come with variable rates and interest-only amortization with loan amounts up to $100,000,000
CMBS Loans
CMBS Loans
The CMBS loan market is “open for business” as lenders are actively seeking Multifamily, Manufactured Housing Community, Self-Storage, Industrial, Retail and Office loans. Hotels loans are available for properties that are seeing a strong rebound in performance post-COVID
Construction Loans
Construction Loans
We offer loans for “Ground Up” construction projects including costs related to lot acquisition and vertical construction on new or previously acquired lots. We can even offer a 15% reduction on your material costs for the project!
CPACE Financing
CPACE Financing
Have you ever heard of Commercial property-assessed clean energy, otherwise known as CPACE? It’s a financing structure in which building owners borrow money for energy efficiency, renewable energy, or other projects and make repayments via an assessment on their property tax bill.
Fix and Flip Loans
Fix and Flip Loans
Our fix and flip loans give you the money you need for everything from acquisitions, to renovating single and multifamily rental properties. Our terms, rates, and fast closing offer a beneficial alternative to traditional lending channels.
HUD and FHA Loans
HUD and FHA Loans
Our HUD and FHA loans can be used to finance conventional and multifamily affordable housing.
Long Term Rental Loans
Long Term Rental Loans
Are you a builder or investor looing to purchase, build or refinance a non-owner occupied property to hold as a rental property? Our long term rental financing options are a good choice.
SBA 504 Loans
SBA 504 Loans for Commercial Real Estate
These loans work quite well for hotels (both flagged and non-flagged). Our borrowers also frequently apply for these loans when they need financial support for owner-occupied properties.
USDA Loans
USDA Loans
Similar to SBA Loans, USDA Loans provide government backed capital to:
- Business & Industry (Small to Mid-Sized Businesses)
- Community Facilities (Colleges, Schools, Hospitals, Parks, Daycare, Assisted Living, etc.)
- Clean Energy Projects (Solar/Wind/Energy Developers, Anaerobic Designers)
The BIG difference is the community where the capital is allocated must be in a designated rural area.
But guess what … 97% of the United States is considered rural!
10 Reasons Why You Should Choose CSB Capital Funding
Bank | Direct Lenders | ||||
Paperwork | > 3 Months Bank Statements > No Tax Returns Required (in most cases) | > 2-3 Years Tax Return > 2-3 Years Financials | > 3-6 Months Bank Statements > 1 Year Tax Return > 1 Year Financials |
||
Application | One Page | > Lengthy > Paper Intensive | Multi-Page Application | ||
Number of Lenders | 50+ | 1 | 1 | ||
Service Level | Business Advisor | Processor | Programmatic | ||
Approval Process | Hours/Days | Weeks/Months | Days/Weeks | ||
Speed to Funding | Hours/Days | Months | Days/Weeks | ||
Collateral Requirements | Sometimes Required | Always | Sometimes Required | ||
Business Profitability | Sometimes Required | Last 2 Years | Sometimes Required | ||
Credit Score | 650+ FICO | 720+ FICO | 700+ FICO | ||
Credit Check | Soft Pull | Hard Pull | Hard Pull |
Paperwork | |
> 3 Months Bank Statements > No Tax Returns Required (in most cases) |
|
Bank | > 2-3 Years Tax Return > 2-3 Years Financials |
Direct Lenders | > 3-6 Months Bank Statements > 1 Year Tax Return > 1 Year Financials |
Application | |
One Page | |
Bank | > Lengthy > Paper Intensive |
Direct Lenders | Multi-Page Application |
Number of Lenders | |
50+ | |
Bank | 1 |
Direct Lenders | 1 |
Service Level | |
Business Advisor | |
Bank | Processor |
Direct Lenders | Programmatic |
Approval Process | |
Hours/Days | |
Bank | Weeks/Months |
Direct Lenders | Days/Weeks |
Speed to Funding | |
Hours/Days | |
Bank | Months |
Direct Lenders | Days/Weeks |
Collateral Requirements | |
Sometimes Required | |
Bank | Always |
Direct Lenders | Sometimes Required |
Business Profitability | |
Sometimes Required | |
Bank | Last 2 Years |
Direct Lenders | Last 2 Years |
Credit Score | |
650+ FICO | |
Bank | 720+ FICO |
Direct Lenders | 700+ FICO |
Credit Check | |
Soft Pull | |
Bank | Hard Pull |
Direct Lenders | Hard Pull |
Ready to take the next step towards financing your Commercial Real Estate investment?
Free Consultation – No Obligation