Commercial Real Estate Loans

We offer a variety of commercial real estate loans to help individual and groups of borrowers obtain commercial properties.

Free Consultation – No Obligation

CSB Capital Funding - Commercial Real Estate Loans

Commercial Real Estate Loans

Purchasing commercial real estate, whether as an owner-occupied or investment property, can be a major undertaking for any business. Whether you want to buy, renovate or refinance commercial property, CSB Capital Funding has the right financing solution. We offer a selection of commercial real estate financing options to help you secure the right deal for your commercial property. Below are the various types of Commercial Real Estate loans we provide:

Bridge Loans

Our bridge loans are convenient sources of short-term financing. They come with variable rates and interest-only amortization with loan amounts up to $100,000,000

CMBS Loans

The CMBS loan market is “open for business” as lenders are actively seeking Multifamily, Manufactured Housing Community, Self-Storage, Industrial, Retail and Office loans. Hotels loans are available for properties that are seeing a strong rebound in performance post-COVID

Construction Loans

We offer loans for "Ground Up" construction projects including costs related to lot acquisition and vertical construction on new or previously acquired lots. We can even offer a 15% reduction on your material costs for the project!

CPACE Financing

Have you ever heard of Commercial property-assessed clean energy, otherwise known as CPACE? It's a financing structure in which building owners borrow money for energy efficiency, renewable energy, or other projects and make repayments via an assessment on their property tax bill.

Fix and Flip Loans

Our fix and flip loans give you the money you need for everything from acquisitions, to renovating single and multifamily rental properties. Our terms, rates, and fast closing offer a beneficial alternative to traditional lending channels. 

HUD and FHA Loans

Our HUD and FHA loans can be used to finance conventional and multifamily affordable housing.

Long Term Rental Loans

Are you a builder or investor looing to purchase, build or refinance a non-owner occupied property to hold as a rental property? Our long term rental financing options are a good choice.

SBA 504 Loans for Commercial Real Estate

These loans work quite well for hotels (both flagged and non-flagged). Our borrowers also frequently apply for these loans when they need financial support for owner-occupied properties.

USDA Loans

Similar to SBA Loans, USDA Loans provide government backed capital to:

  • Business & Industry (Small to Mid-Sized Businesses)
  • Community Facilities (Colleges, Schools, Hospitals, Parks, Daycare, Assisted Living, etc.)
  • Clean Energy Projects (Solar/Wind/Energy Developers, Anaerobic Designers)

 

The BIG difference is the community where the capital is allocated must be in a designated rural area.

But guess what ... 97% of the United States is considered rural!

Bridge Loans

Bridge Loans

Our bridge loans are convenient sources of short-term financing. They come with variable rates and interest-only amortization with loan amounts up to $100,000,000

CMBS Loans

CMBS Loans

The CMBS loan market is “open for business” as lenders are actively seeking Multifamily, Manufactured Housing Community, Self-Storage, Industrial, Retail and Office loans. Hotels loans are available for properties that are seeing a strong rebound in performance post-COVID

Construction Loans

Construction Loans

We offer loans for "Ground Up" construction projects including costs related to lot acquisition and vertical construction on new or previously acquired lots. We can even offer a 15% reduction on your material costs for the project!

CPACE Financing

CPACE Financing

Have you ever heard of Commercial property-assessed clean energy, otherwise known as CPACE? It's a financing structure in which building owners borrow money for energy efficiency, renewable energy, or other projects and make repayments via an assessment on their property tax bill.

Fix and Flip Loans

Fix and Flip Loans

Our fix and flip loans give you the money you need for everything from acquisitions, to renovating single and multifamily rental properties. Our terms, rates, and fast closing offer a beneficial alternative to traditional lending channels. 

HUD and FHA Loans

HUD and FHA Loans

Our HUD and FHA loans can be used to finance conventional and multifamily affordable housing.

Long Term Rental Loans

Long Term Rental Loans

Are you a builder or investor looing to purchase, build or refinance a non-owner occupied property to hold as a rental property? Our long term rental financing options are a good choice.

SBA 504 Loans

SBA 504 Loans for Commercial Real Estate

These loans work quite well for hotels (both flagged and non-flagged). Our borrowers also frequently apply for these loans when they need financial support for owner-occupied properties.

USDA Loans

USDA Loans

Similar to SBA Loans, USDA Loans provide government backed capital to:

  • Business & Industry (Small to Mid-Sized Businesses)
  • Community Facilities (Colleges, Schools, Hospitals, Parks, Daycare, Assisted Living, etc.)
  • Clean Energy Projects (Solar/Wind/Energy Developers, Anaerobic Designers)

 

The BIG difference is the community where the capital is allocated must be in a designated rural area.

But guess what ... 97% of the United States is considered rural!

10 Reasons Why You Should Choose CSB Capital Funding

BankDirect Lenders
Paperwork> 3 Months Bank Statements
> No Tax Returns Required (in most cases)
> 2-3 Years Tax Return
> 2-3 Years Financials
> 3-6 Months Bank Statements
> 1 Year Tax Return
> 1 Year Financials
ApplicationOne Page> Lengthy
> Paper Intensive
Multi-Page Application
Number of Lenders50+11
Service LevelBusiness AdvisorProcessorProgrammatic
Approval ProcessHours/DaysWeeks/MonthsDays/Weeks
Speed to FundingHours/DaysMonthsDays/Weeks
Collateral RequirementsSometimes RequiredAlwaysSometimes Required
Business ProfitabilitySometimes RequiredLast 2 YearsSometimes Required
Credit Score650+ FICO720+ FICO700+ FICO
Credit CheckSoft PullHard PullHard Pull
Paperwork
> 3 Months Bank Statements
> No Tax Returns Required (in most cases)
Bank> 2-3 Years Tax Return
> 2-3 Years Financials
Direct Lenders> 3-6 Months Bank Statements
> 1 Year Tax Return
> 1 Year Financials
Application
One Page
Bank> Lengthy
> Paper Intensive
Direct LendersMulti-Page Application
Number of Lenders
50+
Bank1
Direct Lenders1
Service Level
Business Advisor
BankProcessor
Direct LendersProgrammatic
Approval Process
Hours/Days
BankWeeks/Months
Direct LendersDays/Weeks
Speed to Funding
Hours/Days
BankMonths
Direct LendersDays/Weeks
Collateral Requirements
Sometimes Required
BankAlways
Direct LendersSometimes Required
Business Profitability
Sometimes Required
BankLast 2 Years
Direct LendersLast 2 Years
Credit Score
650+ FICO
Bank720+ FICO
Direct Lenders700+ FICO
Credit Check
Soft Pull
BankHard Pull
Direct LendersHard Pull

Ready to take the next step towards financing your Commercial Real Estate investment?

Free Consultation – No Obligation

Give us a call to see how we can help your business