Additional Services
We provide a solution to tap into your current 401k or IRA to start your business with ZERO penalty and no early withdrawal fees.
We also provide credit card processing to allow to save up to 40% on your current credit card merchant services fees.
Free Consultation – No Obligation
Additional Services
At CSB Capital Funding, we are committed to offering creative financing solutions for your business. Whether it be your desire to use some or all of your 401k/IRA retirement savings to start your business now rather than years down the road, or the teeth gritting fees your fork over every month to your current merchant services provider.
401k / IRA Loans
Are you dreaming of opening your own business but can't because you lack the necessary startup capital?
Did you know you can utilize your Retirement Account(s) to finance your business PENALTY-FREE and without taking a taxable distribution?
Credit Card Processing
How's your credit card processor? How much are you paying them? How's their customer support?
What if you could work with a registered merchant services provider with over 20-years of payment processing experience doing business in all 50 states? A provider that has superior US based customer service. One that can handle all you credit processing needs?
And here's the kicker ... what if they could save you 10% - 40% on your current annual merchant services fees? Interested?
401k/IRA Loans
401k / IRA Loans
Are you dreaming of opening your own business but can't because you lack the necessary startup capital?
Did you know you can utilize your Retirement Account(s) to finance your business PENALTY-FREE and without taking a taxable distribution?
Credit Card Processing
Credit Card Processing
How's your credit card processor? How much are you paying them? How's their customer support?
What if you could work with a registered merchant services provider with over 20-years of payment processing experience doing business in all 50 states? A provider that has superior US based customer service. One that can handle all you credit processing needs?
And here's the kicker ... what if they could save you 10% - 40% on your current annual merchant services fees? Interested?
10 Reasons Why You Should Choose CSB Capital Funding
 | Bank | Direct Lenders | |||
| Paperwork | > 3 Months Bank Statements > No Tax Returns Required (in most cases) | > 2-3 Years Tax Return > 2-3 Years Financials | > 3-6 Months Bank Statements > 1 Year Tax Return > 1 Year Financials |
||
| Application | One Page | > Lengthy > Paper Intensive | Multi-Page Application | ||
| Number of Lenders | 50+ | 1 | 1 | ||
| Service Level | Business Advisor | Processor | Programmatic | ||
| Approval Process | Hours/Days | Weeks/Months | Days/Weeks | ||
| Speed to Funding | Hours/Days | Months | Days/Weeks | ||
| Collateral Requirements | Sometimes Required | Always | Sometimes Required | ||
| Business Profitability | Sometimes Required | Last 2 Years | Sometimes Required | ||
| Credit Score | 650+ FICO | 720+ FICO | 700+ FICO | ||
| Credit Check | Soft Pull | Hard Pull | Hard Pull |
| Paperwork | |
| > 3 Months Bank Statements > No Tax Returns Required (in most cases) |
| Bank | > 2-3 Years Tax Return > 2-3 Years Financials |
| Direct Lenders | > 3-6 Months Bank Statements > 1 Year Tax Return > 1 Year Financials |
| Application | |
| One Page |
| Bank | > Lengthy > Paper Intensive |
| Direct Lenders | Multi-Page Application |
| Number of Lenders | |
| 50+ |
| Bank | 1 |
| Direct Lenders | 1 |
| Service Level | |
| Business Advisor |
| Bank | Processor |
| Direct Lenders | Programmatic |
| Approval Process | |
| Hours/Days |
| Bank | Weeks/Months |
| Direct Lenders | Days/Weeks |
| Speed to Funding | |
| Hours/Days |
| Bank | Months |
| Direct Lenders | Days/Weeks |
| Collateral Requirements | |
| Sometimes Required |
| Bank | Always |
| Direct Lenders | Sometimes Required |
| Business Profitability | |
| Sometimes Required |
| Bank | Last 2 Years |
| Direct Lenders | Last 2 Years |
| Credit Score | |
| 650+ FICO |
| Bank | 720+ FICO |
| Direct Lenders | 700+ FICO |
| Credit Check | |
| Soft Pull |
| Bank | Hard Pull |
| Direct Lenders | Hard Pull |
Ready to take the next step towards our Additional Services?
Free Consultation – No Obligation
